A project is being advertised to solicit bidders. The buyer has asked for two types of price first, if payment is made in total upon completion of the project; second, if payment is made 50 percent at the midpoint of completion and 50 percent upon total completion. This is a two-year project that is being priced at $10,000,000 when the cost of money is not included. Assume money is borrowed in two equal increments-at the start of year 1 and year 2.